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To apply for a loan or lease, generally the following documents will be required;
- PAYG Applicants
- Letter from employer or 2 latest payslips
- Last 2 years Group Certificates or ATO Assessment Notices
- Self Employed Applicants
- Last 2 years Tax Returns and ATO Assessment Notices for business and personal
- Last 2 years Profit & Loss and Balance Sheets for the business
- If applicable, copy of Trust Deed and Memorandum and Articles of Association
(Please note -: if the above cannot be supplied we can discuss with you the option of a Lo Doc or No Doc Application)
New Purchase
- Copy of purchase contract
- 6 months bank statements to evidence savings/deposit
- Contract of sale of existing property, if applicable
Investment Property Owners/Purchasers
A letter from the Agent, a copy of the Lease Agreement OR current statement showing the Rental Income
Refinance
- Last 6 months mortgage statements
- Last 6 months personal loan statements, if applicable
- Most recent credit card statements, if applicable
- Building
- Copy of Plans & Specifications
- Copy of Builders Insurance
- Fixed Price Contract
- Rates Notice
- Most recent rates notice for all properties owned
- Identification
Copy of at least 2 forms of Identification to meet 100 point check requirements
Eg. - Passport, Birth Certificate, Drivers Licence etc
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